Our Process
Complimentary Introduction Meeting for Everyone
Every individual/family receives a no-cost introduction meeting.
This includes:
A conversation about where you are at and where you want to go
Straight answers to your biggest questions
An honest assessment of where we can help
A full introduction to Sierra Hotel Financial
No sales pressure. No commitment required.
Complimentary Full Plan for Active-Duty & Veterans
Active-duty military and veterans receive the Introduction, Analysis, and Debrief meetings at no cost.
This includes:
Full financial model
Long-term tax minimization analysis
Retirement readiness projections
A prioritized action plan
This is our way of continuing to serve those who serve.
Introduction Meeting
Meeting Objective:
Establish clarity on your situation and determine where we can create the most impact.
What You Get:
Clear snapshot of your financial picture
Identification of key opportunities and blind spots
Straight answers to your biggest questions
Transparent overview of how we work
Analysis Meeting
Meeting Objective:
Transform your data into a tailored plan built to minimize taxes and maximize long-term outcomes.
What You Get:
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Full Retirement projections detailing how on track you are, your probability of success, and risk areas
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Long-term tax projections with alternate scenarios showing how taxes owed can be reduced
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Full investment review showing where fees, risk and inefficiencies can be reduced while maximizing return
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Cash-flow, contributions, benefits, and insurance review
- Education funding projections to show how much you need to put away each month for children’s education
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Social Security and Medicare review and education (if applicable)
- Withdrawal and RMD analysis (if applicable)
Debrief Meeting
Meeting Objective:
Convert analysis into decisive next steps and confirm your implementation strategy.
What You Get:
A detailed list of recommendations
A prioritized “Top 3 actions” list
Investment strategy aligned to your goals
Clear implementation roadmap
Full Q&A to eliminate uncertainty
Ongoing Client Review - Spring
Meeting Objective:
Set up the year with updated projections and finalized contribution planning.
What You Get:
Updated annual projections
Final prior-year contribution/withdrawal planning
Defined financial strategy for the year ahead
Ongoing Client Review - Autumn
Meeting Objective:
Optimize your plan before year-end and capture tax and estate opportunities.
What You Get:
Updated projections based on markets and life changes
Tax-planning deep dive
Estate planning and long-term goal review (free estate documents preparation for clients via Wealth.com)